Pensionskasse (Pension Fund)

What is a Pensionskasse?

A Pensionskasse is the occupational pension fund institution through which BVG second-pillar pension obligations are administered.

Key Features

• Core vehicle for employer pension compliance
• Holds and administers occupational pension contributions
• Integrated with payroll and HR administration
• Subject to statutory pension framework requirements

Practical Setup Steps

1. Select an appropriate pension institution
2. Enroll eligible employees on time
3. Apply contribution logic in payroll accurately
4. Reconcile payroll outputs with fund statements

Tax and Compliance Implications

Late enrollment or contribution mismatches can trigger remediation costs and employee impact. Coordinated payroll-pension governance reduces risk.

Related Services

• Payroll Services
• Accounting Services
• Administrative Support