What is UVG?
UVG is Switzerland’s mandatory accident insurance framework for employees, covering occupational and, where applicable, non-occupational accidents.
Key Features
- Employer duty to arrange compliant accident insurance
- Premium treatment depends on employee profile and policy setup
- Integrated into payroll and HR administration
- Frequently reviewed in compliance audits
Practical Payroll Steps
- Set up UVG coverage with approved insurer
- Configure premium handling in payroll workflows
- Keep employee coverage records current
- Reconcile insurer statements with payroll data
Tax and Compliance Implications
Missing or incorrect UVG setup can expose employers to compliance issues and cost risks. Coordinated payroll-insurance administration is essential.